CivilSociety Resource / Reference Library
Entrepreneurship, personal development, life coaching, return migration, research on inter-communal stress, and the Middle East
Listed by author, with links to Amazon.com for more information (when possible)
See also: The WWW Virtual Library on Migration and Ethnic Relations
Entrepreneurship, personal development, life coaching, return migration, research on inter-communal stress, and the Middle East
Listed by author, with links to Amazon.com for more information (when possible)
See also: The WWW Virtual Library on Migration and Ethnic Relations
Carlson, Charles B. 60-Second Investor.
This small book is a quick reference guide for financial terms and principles, with a focus on the realm of paper assets. Here are a few of the valuable points:
--The average annual total return of the Standard & Poor’s 500 since 1926 has been between 10 percent and 11 percent.
--A fairly “neutral” asset allocation is 60 percent stocks (or stock mutual funds), 30 percent bonds (or bond funds), and 10 percent cash (money-market accounts, certificates of deposit, bank savings accounts, checking accounts, Treasury securities). If you are on the more aggressive side, add to your stock holdings and lower your bonds holdings.... If you are still at loss in terms of how to allocate your assets, a good rule of thumb is to subtract your age from 110; this is the percentage of assets that should be in stocks or stock mutual funds.
Edelman, Ric New Rules of Money: 88 Strategies for Financial Success Today
Edelman, Ric The Truth About Money
Edelman has written a massive and bloated opinionnaire on economic systems. But, there is great information here for the readers.
Pg49--"Under capitalism, government and business need capital (money) to achieve their goals. Obtaining capital is their first task, for it allows them to further their objectives--whether social, political, or financial....Businesses and governments raise capital by printing and selling certificates, which they claim have value and are worth buying." It seems to me that Edelman has a high opinion of investing in volatile paper assets, and a low opinion of investing in stable real estate. But, he gives rich details of how money works, and how to run the numbers to assess the returns and risks of any type investment.
Gilder, George. Wealth and Poverty
This is an amazing summary of literature on the instincts and behaviors of wealth-generation classes. It is not an apology for the wealthy, but an examination of how does money work in society and what are the social and economic forces that influence who gets richer and who does not. Here are a few favorite quotes:
--every successful ethnic group in our history rose up by working harder than other classes, in low-paid jobs, with a vanguard of men in entrepreneurial.
--—The poor choose leisure not because of moral weakness, but because they are paid to do so.
—A successful economy depends on the proliferation of the rich, on creating a large class of risk-taking men who are willing to shun the easy channels of the comfortable life in order to create new enterprise, win huge profits, and invest them again. It will be said that their earnings are “unearned” and “undeserved.” But, in fact, most successful entrepreneurs contribute far more to society than they ever recover, and most of them win no riches at all.
This book is encouraging because it presents how chronic poverty is a social issue, not an economic issue.
Heilbroner, Robert L. The Worldly Philosophers: The lives, times and ideas of the great economic thinkers.
Hill, Napoleon Think and Grow Rich
Kiyosaki, Robert Cashflow for Kids: the boardgame
I play this game a LOT with adults. Why? Because it simplifies the essential facts of work and financial management. What are those essentials? Work is to earn income. That income is used to pay for expenses and to invest. The goal is to have enough investment income (passive income) to cover expenses so that work to earn more money is not necessary. Simple, but true.
Kiyosaki, Robert Cashflow Quadrant: Rich Dad's Guide to Financial Freedom
Kiyosaki, Robert Rich Dad's Guide to Investing: What the rich invest in, that the poor and middle class do not!
"I always remember my rich dad saying, 'I have so much money because I was willing to make more mistakes than most people and learn from them. Most people have not made enough mistakes or continue to make the same mistakes over and over again.'" As I commented in Hard Facts, Dangerous Truths, in the Business Development section of this resource library, evidence-based decision-making is the key difference between succeful leaders and others. The same applies to individual investors and business owners. Study the facts, and hire people to also do that for you, and you can make better decisions. The rich, according to Kiyosaki, invest based on facts, not based on wishful thinking or based on fears and biases of family and friends. I like the writings of Kiyosaki because they are simple lessons wrapped in simple stories, and they cause me to think of my own decision-making. These principles are behind my own reviews of instant wealth systems.
Kiyosaki, Robert Rich Kid, Smart Kid: Giving Your Child a Financial Head Start
**I recommend Kiyosaki's "RichDad.com education forums" to learn about financial education systems. http://www.RichDad.com
Mauldin, John Just One Thing: Twelve of the World's best Investors Reveal the One Strategy You Can't Overlook
I read the weekly newsletters by John Mauldin and always find a useful thought on how money and investments work. This book, although focused on paper assets, contains serious thinking about the core distinctives of smart use of money to multiply it.
Maybury, Richard The Thousand Year War in the Mideast: How It Affects You Today
Best historical perspective on the insider/outsider and local/foreign tensions in the Middle East. The approach given by Maybury will clear up issues of imperialism and political domination. Please read it!
Maybury, Richard Whatever Happened to Justice?
Maybury, Richard Whatever Happened to Penny Candy?
Practical guide to use money and debt to make the most of your income.
This small book is a quick reference guide for financial terms and principles, with a focus on the realm of paper assets. Here are a few of the valuable points:
--The average annual total return of the Standard & Poor’s 500 since 1926 has been between 10 percent and 11 percent.
--A fairly “neutral” asset allocation is 60 percent stocks (or stock mutual funds), 30 percent bonds (or bond funds), and 10 percent cash (money-market accounts, certificates of deposit, bank savings accounts, checking accounts, Treasury securities). If you are on the more aggressive side, add to your stock holdings and lower your bonds holdings.... If you are still at loss in terms of how to allocate your assets, a good rule of thumb is to subtract your age from 110; this is the percentage of assets that should be in stocks or stock mutual funds.
Edelman, Ric New Rules of Money: 88 Strategies for Financial Success Today
Edelman, Ric The Truth About Money
Edelman has written a massive and bloated opinionnaire on economic systems. But, there is great information here for the readers.
Pg49--"Under capitalism, government and business need capital (money) to achieve their goals. Obtaining capital is their first task, for it allows them to further their objectives--whether social, political, or financial....Businesses and governments raise capital by printing and selling certificates, which they claim have value and are worth buying." It seems to me that Edelman has a high opinion of investing in volatile paper assets, and a low opinion of investing in stable real estate. But, he gives rich details of how money works, and how to run the numbers to assess the returns and risks of any type investment.
Gilder, George. Wealth and Poverty
This is an amazing summary of literature on the instincts and behaviors of wealth-generation classes. It is not an apology for the wealthy, but an examination of how does money work in society and what are the social and economic forces that influence who gets richer and who does not. Here are a few favorite quotes:
--every successful ethnic group in our history rose up by working harder than other classes, in low-paid jobs, with a vanguard of men in entrepreneurial.
--—The poor choose leisure not because of moral weakness, but because they are paid to do so.
—A successful economy depends on the proliferation of the rich, on creating a large class of risk-taking men who are willing to shun the easy channels of the comfortable life in order to create new enterprise, win huge profits, and invest them again. It will be said that their earnings are “unearned” and “undeserved.” But, in fact, most successful entrepreneurs contribute far more to society than they ever recover, and most of them win no riches at all.
This book is encouraging because it presents how chronic poverty is a social issue, not an economic issue.
Heilbroner, Robert L. The Worldly Philosophers: The lives, times and ideas of the great economic thinkers.
Hill, Napoleon Think and Grow Rich
Kiyosaki, Robert Cashflow for Kids: the boardgame
I play this game a LOT with adults. Why? Because it simplifies the essential facts of work and financial management. What are those essentials? Work is to earn income. That income is used to pay for expenses and to invest. The goal is to have enough investment income (passive income) to cover expenses so that work to earn more money is not necessary. Simple, but true.
Kiyosaki, Robert Cashflow Quadrant: Rich Dad's Guide to Financial Freedom
Kiyosaki, Robert Rich Dad's Guide to Investing: What the rich invest in, that the poor and middle class do not!
"I always remember my rich dad saying, 'I have so much money because I was willing to make more mistakes than most people and learn from them. Most people have not made enough mistakes or continue to make the same mistakes over and over again.'" As I commented in Hard Facts, Dangerous Truths, in the Business Development section of this resource library, evidence-based decision-making is the key difference between succeful leaders and others. The same applies to individual investors and business owners. Study the facts, and hire people to also do that for you, and you can make better decisions. The rich, according to Kiyosaki, invest based on facts, not based on wishful thinking or based on fears and biases of family and friends. I like the writings of Kiyosaki because they are simple lessons wrapped in simple stories, and they cause me to think of my own decision-making. These principles are behind my own reviews of instant wealth systems.
Kiyosaki, Robert Rich Kid, Smart Kid: Giving Your Child a Financial Head Start
**I recommend Kiyosaki's "RichDad.com education forums" to learn about financial education systems. http://www.RichDad.com
Mauldin, John Just One Thing: Twelve of the World's best Investors Reveal the One Strategy You Can't Overlook
I read the weekly newsletters by John Mauldin and always find a useful thought on how money and investments work. This book, although focused on paper assets, contains serious thinking about the core distinctives of smart use of money to multiply it.
Maybury, Richard The Thousand Year War in the Mideast: How It Affects You Today
Best historical perspective on the insider/outsider and local/foreign tensions in the Middle East. The approach given by Maybury will clear up issues of imperialism and political domination. Please read it!
Maybury, Richard Whatever Happened to Justice?
Maybury, Richard Whatever Happened to Penny Candy?
Practical guide to use money and debt to make the most of your income.
7. Business Development
Chilton, David The Wealthy Barber: Everyone's Commonsense Guide to Becoming Financially Independent
Humourous autobiography of how one man learned to change his future
Clason, George S. Richest Man in Babylon
Great story about putting aside just a little bit each month can lead to great changes in your life
Davidow, William and Malone, Michael S. The Virtual Corporation: Structuring and Revitalizing the Corporation for the 21st Century
Real thinking about a "virtual" product that "can be made available at any time, in any place, and in any variety."
dealmac.com Where I shop for iPods and other Mac hardware
Didsbury, Howard, Editor. (World Future Society, 2004) Thinking Creatively in Turbulent Times
Major trends that affect how we work today and how we will have to work in the future.
Gladwell, Malcolm. Blink: the power of thinking without thinking
An excellent study of how true experts in a field can "know" something without necessarily being able to explain how they know.
Godwin, Seth. All Marketers are Liars: The Power of Telling Authentic Stories in a Low-Trust World
An example o f how to make customers want something, even if it is bad for them. I put this here to explain marketing success, not to promote at all selling without ethics. I believe that concern for a customer will sell and do good, and sustain a good reputation for longterm survival.
Kawasaki, Guy. Hindsights: The Wisdom and Breakthroughs of Remarkable People
Kawasaki, Guy. Art of the Start
How to start and lead a new business or organization
How to clarify your vision, choose your support team, nurture investment contacts, and get the results you've dreamed of.
Kuniavsky, Mike Observing the User Experience: a Practitioner's Guide to User Research
How to plan and implement a thorough test of the usability of your webpage or communications tool.
McGehee, Tom. Whoosh : Business in the Fast Lane
Short, easy read on enhancing creativity in teamwork.
Olivier, Richard. Peak Performance Presentations : Tools and Techniques from the World of the Theatre
Defines in a new way effective communication--getting the audience involved in the drama of a presentation. This gives excellent advice on how to benefit you and your audience for more passionate and interactive groupwork.
Zhou M. "Revisiting ethnic entrepreneurship: Convergencies, controversies, and conceptual advancements"
INTERNATIONAL MIGRATION REVIEW 38 (3): 1040-1074 FAL 2004
Chilton, David The Wealthy Barber: Everyone's Commonsense Guide to Becoming Financially Independent
Humourous autobiography of how one man learned to change his future
Clason, George S. Richest Man in Babylon
Great story about putting aside just a little bit each month can lead to great changes in your life
Davidow, William and Malone, Michael S. The Virtual Corporation: Structuring and Revitalizing the Corporation for the 21st Century
Real thinking about a "virtual" product that "can be made available at any time, in any place, and in any variety."
dealmac.com Where I shop for iPods and other Mac hardware
Didsbury, Howard, Editor. (World Future Society, 2004) Thinking Creatively in Turbulent Times
Major trends that affect how we work today and how we will have to work in the future.
Gladwell, Malcolm. Blink: the power of thinking without thinking
An excellent study of how true experts in a field can "know" something without necessarily being able to explain how they know.
Godwin, Seth. All Marketers are Liars: The Power of Telling Authentic Stories in a Low-Trust World
An example o f how to make customers want something, even if it is bad for them. I put this here to explain marketing success, not to promote at all selling without ethics. I believe that concern for a customer will sell and do good, and sustain a good reputation for longterm survival.
Kawasaki, Guy. Hindsights: The Wisdom and Breakthroughs of Remarkable People
Kawasaki, Guy. Art of the Start
How to start and lead a new business or organization
How to clarify your vision, choose your support team, nurture investment contacts, and get the results you've dreamed of.
Kuniavsky, Mike Observing the User Experience: a Practitioner's Guide to User Research
How to plan and implement a thorough test of the usability of your webpage or communications tool.
McGehee, Tom. Whoosh : Business in the Fast Lane
Short, easy read on enhancing creativity in teamwork.
Olivier, Richard. Peak Performance Presentations : Tools and Techniques from the World of the Theatre
Defines in a new way effective communication--getting the audience involved in the drama of a presentation. This gives excellent advice on how to benefit you and your audience for more passionate and interactive groupwork.
Zhou M. "Revisiting ethnic entrepreneurship: Convergencies, controversies, and conceptual advancements"
INTERNATIONAL MIGRATION REVIEW 38 (3): 1040-1074 FAL 2004
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